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Credit 101

Whenever you are preparing to make a major purchase or financial decision you should make sure that you do a personal check of your credit report and scores a few months before seeking a loan of any kind.

If you have not pulled your credit file recently, it is very important to limit the amount of inquiries you make as it can and will impact your credit scores. This can also impact your interest rate and terms of your loan.

Before moving forward on your own we welcome you to take advantage of one of our knowledgeable mortgage professionals, to assist you in fully understanding your rights and the delicate and sometimes confusing process of understanding your credit profile. Credit bureau files can be hard for the average person with no experience to read, making this process a much more frustrating experience than it needs to be. We would like to see you avoid that frustration with one simple phone call to Commonwealth Mortgage Group. With no cost or obligation to you, we are here to help and look forward to your call or e-mail.

Our goal is to start with education, and we believe you deserve quick and accurate answers to questions regarding your credit. Please feel free to contact one of our mortgage loan originators at 262-691-6100, OR email us at info@commonwealthmg.com